Mortgages and Refinancing: A Tale of the DC Real Estate Market

You often hear a home referred to as a family’s “biggest investment.” If we are brutally honest, however, a home is really a family’s largest debt obligation. This is especially true today as many people refinanced and consolidated their multiple debt obligations into their homes 

Debt: Organizing Your Pathway Out

Debt gets a bad reputation but is a critical part of our financial lives today. Without debt, many of us could not purchase homes, cars, attend college or have some emergency cash to help pay the bills each month. In small doses, debt can be 

Ruly Challenge: Budgeting 101

Budgeting is one of the most basic financial planning methods but also one of the most powerful. A budget is nothing more than adding together your sources of income and subtracting your expenses. Your budget should be the baseline for all of your financial decisions. 

Working for the Perfectionist Boss and Managing the Perfectionist Employee

Perfectionism is frequently found in the work environment. For many of us, our jobs are the means of survival for ourselves and our loved ones, allowing us to provide shelter, food, health care and occasionally some fun indulgences as well. It is important for job 

Perfectionist Parents and Perfectionist Kids

We know from our prior discussions of perfectionism that perfectionism has genetic and environmental components. Because personality is thought to develop during childhood, the interactions between parents and children have an important impact on the forming personalities of young children. By examining the parent-child dynamic